University Bank


University Bank is a locally owned and managed Community Bank.  We focus on providing the highest level of service.  Underwriting decisions on residential and commercial loans can usually be made in 24 hours, a unique capability not available at any other area bank.  Some of our Community Banking specialties include loans secured by accounts receivable, SBA and commercial real estate lending for businesses and property investors, lending services for non-profits and the widest variety of residential real estate lending options of any local bank.

Together with its subsidiaries, as of 12/31/2015 University Bank was managing over $18 billion in financial assets for over 112,000 customers and our 336 employees make us the 9th largest bank based in Michigan.


University Bank offers products that are among some of the “best in class” among banks that serve our area.  Quality services delivered by experienced and talented bankers results in happy customers.  Even our peers give us credit where it is due: the bank has been recognized as “Community Bankers of the Year” by both American Banker magazine and the American Bankers Association.  Our mortgage servicing division also has the exclusive nationwide endorsement of the American Bankers Association, through its Corporation for American Banking subsidiary.   Having a bank on your side as you go through life is important.  If you are ready to begin a lifelong relationship with a bank that you can make “your bank”, please contact me today at or 734-741-5858 xt 9226 to learn how we can help you.




Stephen Lange Ranzini, President & CEO

uni bank

University Bank: 2015 Washtenaw Avenue, Ann Arbor MI

Phone: (734) 741-5858


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